1. Introduction
Welcome to KAMP ("we," "our," or "us"). KAMP is a personal finance management application designed to help you track your spending, manage budgets, set savings goals, and take control of your financial journey.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Service"). We are committed to protecting your privacy and ensuring the security of your personal and financial data.
Your Data is Secure With Us. Always. We use industry-standard encryption and security measures to protect your financial information.
2. Information We Collect
2.1 Information You Provide
When you create an account and use KAMP, you may provide us with:
- Account Information: Full name, email address, password, and profile picture
- Financial Information: Transaction details, income and expense records, budget allocations, savings goals, and subscription information
- Preferences: Currency selection, notification preferences, theme settings, and display preferences
- Assessment Data: Responses to our financial assessment questionnaire during onboarding
- Supporting Documents: Receipt images and other documents you choose to upload
2.2 Information Collected Automatically
When you use our Service, we may automatically collect:
- Device Information: Device type, operating system, unique device identifiers, and mobile network information
- Usage Data: App features used, screens visited, and interaction patterns
- Performance Data: App start time, screen rendering metrics, and network request information (via Firebase Performance Monitoring)
- Crash Reports: Technical information to help us identify and fix issues (via Firebase Crashlytics)
2.3 Information from Third Parties
We may receive information from third-party services if you choose to link them:
- Authentication Providers: If you sign in using Google, we receive your basic profile information
- Payment Processors: If you subscribe to premium features, we receive transaction confirmation (but not full payment details)
3. How We Use Your Information
We use the information we collect to:
| Purpose | Description |
|---|---|
| Provide Services | Deliver core functionality including budget tracking, goal management, transaction recording, and financial insights |
| Personalization | Customize your experience based on your preferences, spending patterns, and financial goals |
| Analytics | Generate spending reports, budget insights, and financial summaries to help you understand your finances |
| Notifications | Send budget alerts, goal milestones, subscription reminders, and achievement notifications |
| Gamification | Track achievements, challenges, streaks, and leaderboard rankings to encourage healthy financial habits |
| Improvement | Analyze usage patterns and crash reports to improve app performance and features |
| Security | Detect and prevent fraud, unauthorized access, and other security threats |
| Communication | Respond to your inquiries and provide customer support |
4. Data Storage and Security
4.1 Where We Store Your Data
Your data is stored securely using Google Firebase services, which provides enterprise-grade security infrastructure. Data is stored in secure data centers with appropriate physical and technical safeguards.
4.2 Security Measures
We implement multiple layers of security to protect your information:
- Encryption: All data is encrypted in transit using HTTPS/TLS protocols
- Authentication: Secure Firebase Authentication with optional biometric verification
- Access Control: Strict database security rules ensuring you can only access your own data
- Passcode Protection: Optional app-level passcode for additional security
- Session Management: Secure session handling with automatic timeout
4.3 Data Retention
We retain your personal information for as long as your account is active or as needed to provide you services. You can request deletion of your data at any time through the app settings or by contacting us.
5. Data Sharing and Disclosure
We do not sell your personal information. We may share your information only in the following circumstances:
5.1 Service Providers
We work with trusted third-party service providers who assist in operating our Service:
- Google Firebase: Cloud infrastructure, authentication, database, storage, analytics, and crash reporting
- Payment Processors: For processing premium subscription payments
5.2 Legal Requirements
We may disclose your information if required by law, court order, or government request, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
5.3 Business Transfers
If KAMP is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.
5.4 With Your Consent
We may share information with third parties when you have given us your explicit consent to do so.
6. Your Rights and Choices
You have control over your personal information. Depending on your location, you may have the following rights:
6.1 Access and Portability
You can export all your data in JSON format directly from the app settings. This includes your profile, transactions, budgets, goals, subscriptions, and settings.
6.2 Correction
You can update your profile information, transactions, and other data directly within the app at any time.
6.3 Deletion
You can delete your account and all associated data through the app settings. This action is permanent and cannot be undone. You may also selectively delete:
- Transaction history only
- Budgets and goals only
- All data while keeping your account
6.4 Notification Preferences
You can control which notifications you receive through the app settings, including budget alerts, goal updates, and promotional messages.
6.5 Analytics Opt-Out
You can opt out of analytics data collection through your device settings or by contacting us.
7. Children's Privacy
KAMP is not intended for children under the age of 13 (or the minimum age in your jurisdiction). We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.
8. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We ensure appropriate safeguards are in place to protect your information in compliance with applicable data protection laws.
9. Third-Party Services
Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any information to them.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Posting the new Privacy Policy on this page with an updated "Last Updated" date
- Sending you a notification through the app
- Requiring you to acknowledge the updated policy when you next use the app
We encourage you to review this Privacy Policy periodically for any changes.
11. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
12. Region-Specific Provisions
12.1 European Economic Area (EEA) Residents
If you are located in the EEA, you have additional rights under the General Data Protection Regulation (GDPR), including the right to lodge a complaint with your local data protection authority.
12.2 Kenya and East African Community Residents
If you are located in Kenya or other East African Community member states, we comply with the Kenya Data Protection Act, 2019, and equivalent regional regulations. You have the right to access, correct, and delete your personal data, and to object to processing in certain circumstances.
12.3 California Residents
California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and the right to request deletion of your personal information.